Smoker’s Life Insurance Tallahassee FL
Reader’s Question:
Okay, so I smoke, but that does not make me a criminal. I am pretty successful and pretty healthy. I want life insurance and my friends say to lie about the smoking. Not my style. What do I do if I want to get a smoker’s life insurance in Tallahassee FL?
Shorty
Tallahassee, FL
Thanks for your honesty Shorty,
You have some things in your favor and most likely you, will qualify for life insurance. The underwriting process will take into account your smoking habit. They will, also take into account that you are successful and that you will be honest in answering their questions. They will ask for a medical examination but that will not be the sole consideration in you eligibility for life insurance. You need to contact a life insurance agent from Florida FL. I am sure he will be able to help you in Tallahassee.
Some life insurance companies in Tallahassee FL take only non smokers but others offer smokers life insurance companies. They may very well look at all your insurances. Also, they will look at your medical history. Your good health will help you procure a life insurance policy. Life insurance carriers evaluate their risk. Your agent will know which life insurance provider will consider your application. Just make sure you explain to him your smoking habit and your overall strong position. It seems that a life insurance policy is out there for you in Florida FL, Shorty.
Tags: life insurance, smoker life insurance