Reader question:

I smoke a cigar from time to time. Do I need Tallahassee Florida smoker life insurance? No, right?

Jackson

Good question.

Don’t be so fast, Jackson. The answer from your Tallahassee Florida smoker insurance company will vary depending on how you (and they) define ‘from time to time’. Even if you think that smoking cigars is somehow better than smoking cigarettes, you have to think again. As a matter of fact, many good cigars have as much tobacco just in one as there would be in a whole pack of cigarettes.

Companies are a lot more forgiving when it comes to Tallahassee Florida smoker insurance if you smoke cigars than they are if you haven’t smoked a cigarette for four years. The typical way of doing it is that if you smoke fewer than 12 cigars each year, then you’re okay. Any more (and why would you need to celebrate every month, anyway? You must have an eventful life) than that, and you will be rated as a smoker.

Not only do you have to smoke fewer than 12 cigars a year, but when you have a urine test done on you at your medical exam, it needs to come out clean of any nicotine.

take care,

Fashun

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