Buying Smoker Life Insurance in Florida

November 7 2008 by visitor in Florida smokers life insurance |Comments Off

Reader’s Question:

I wonder how my buddy got a life insurance plan in Tallahassee Florida FL. He smokes like there’s no tomorrow. Or perhaps he’s quitted and I just don’t know about it?

Kellie

Tallahassee, FL

Well, Kellie, since I haven’t met your buddy yet, I will work on the assumption that he hasn’t quitted yet and work only on what I know about smoker life insurance, which is readily available in Tallahassee Florida FL. Smoker life insurance is a customized life insurance plan for smokers which will significantly be more expensive than ordinary life insurance, but basically offers the same benefits and coverage that an ordinary life insurance does.

In the old days, it was indeed quite difficult for smokers to get life insurance. And for some smoker whose habits were quite bad, they even face the possibility of being turned down for a life insurance application. Over the years, smokers in the country did not decrease in number and in fact increased over time. Obviously, this is a market the insurance industry cannot ignore and so therefore they came up with a life insurance specially crafted for smokers.

But let’s not discount the fact that your buddy could still have kicked the habit. If he has done so and it hasn’t been for a significant time yet, he will still be classified a smoker until further evaluation within which he has to maintain his new improved habits.

Do you know, Kellie, how much your buddy smokes in a day? I guess you have an idea, right, having been around him in the past, right? You can see how much he could have paid for his smoker life insurance if you enter his Tallahassee Florida FL zip code on the blank space that you see and enter the questions that will result after you do this.

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