Reader question:

I have some medical problems. Is it better to buy Tallahassee Florida term life insurance online so that I don’t have to undergo a physical?

Jordan

Thanks for your question, Jordan.

You can buy Tallahassee Florida term life insurance online and avoid getting a physical, but there are ways that these online companies make up for not testing their policy holders for medical conditions. They charge you much higher rates for this luxury, and on top of that they offer you much smaller amounts of coverage than regular companies do. Also, not all companies which offer you the chance to buy life insurance online forego physicals. Some even have it to where you can schedule an appointment for a physical online.

The truth is that those who buy Tallahassee Florida term life insurance online just so they can avoid getting a physical might not be so harmed by the physical as they think. Rather than just guessing what gettind a physical might do to your life insurance rates, you should at least get one first and see, and then compare those rates to the ones offered by the no exam companies.

take care,

Fashun

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